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frequently asked questions
fees & insurance
getting started
therapeutic process
15 Minute Phone Consultation = Free
Fees for the CPT codes (https://www.verywellhealth.com/what-are-cpt-codes-2614950)most commonly used in our practice for billing:
• 90791 (Intake Assessment/Psych Diagnostic Evaluation) = $300
• 90834 (45 Minute Individual Therapy Session) = $250
• 90847 (50 Minute Couples Therapy Session) = $250
Do you need rapid results? We're now offering Accelerated Resolution Therapy (ART) Intensives!
ART may be ideal for you if you struggle with symptoms of anxiety or panic disorders, depressive disorders, prolonged grief disorder, substance use disorders, and PTSD. ART is a specialized form of psychotherapy with roots in existing evidenced-based therapies that is shown to achieve benefits much more rapidly.
Fees for Accelerated Resolution Therapy Intensives:
• Initial ART Session (90 Minutes) = $500
• Follow Up ART Session (75 Minutes) = $350
The ART Intensives are paid for privately or out-of-pocket since therapy intensives are not covered for reimbursement by health insurance plans. However, ART has been proven effective in treating a range of mental health issues in as few as 1 - 5 sessions. The ART-specific treatment plan includes an initial ART session and up to four weekly follow up ART sessions as needed.
Upon booking confirmation for an Intake Assessment, a "Good Faith Estimate" is provided according to The No Surprises Act,(https://www.vervepsychotherapy.com/no-surprises-act) which will outline more of what clients can generally expect for the total cost of treatment and the cost of other ancillary services we may provide over the course of a full calendar year.
Payment Methods: Most Major Credit Cards, Flexible Spending Accounts, (https://www.healthcare.gov/have-job-based-coverage/flexible-spending-accounts/)or Health Savings Accounts.(https://www.healthcare.gov/glossary/health-savings-account-hsa/)
We operate on a Private Pay or Out-Of-Network (OON) basis. This means we are not contracted as an in-network provider with any insurance. However, you may be able to use your OON benefits provided by your insurance plan to claim potential OON reimbursement depending on your coverage. Private Pay clients are billed directly and enjoy greater privacy. OON clients are billed directly and can request a Superbill to submit to their insurance for potential OON reimbursement. Please verify your coverage with your insurance provider.
Here's an example script of questions that you may use while calling your insurance provider to verify your coverage:
• "Does my plan include out-of-network benefits for outpatient behavioral and mental healthcare services?"
• "What is my annual deductible for out-of-network mental health benefits? How much of this deductible have I already met?"
• "When does my deductible reset each year?"
• "Is there a limit on the number of sessions that my plan will cover annually?"
• "Are the following CPT (billing) codes for psychotherapy sessions covered?":
• 90791 (Intake Assessment/Psych Diagnostic Evaluation)
• 90834 (45 minute Individual Therapy session)
• 90847 (50 minute Couples Therapy session)
• "Is there a limit on out-of-pocket expenses per year? How much?" (This is the maximum amount you would pay in a plan year; once you exceed this amount, your insurance would pay 100% of all healthcare expenses. This amount resets each year.)
• "What is the coinsurance percentage for mental health services that my plan will cover?" (This is the percentage that your insurance would cover once you meet your deductible.)
• "Do I need a referral or pre-authorization to receive services?"
• "What is the Usual, Customary, and Reasonable fee (UCR) or the “allowed amount” for psychotherapy?" (They may tell you that this information is proprietary. This is not true. You are entitled to know what your plan sets as the allowed amount. Explain that you need this rate in order to know how much you can expect to be reimbursed after meeting your deductible. For reference, the UCR rate in NYC for 45 minute psychotherapy sessions is typically between $200 – $300).
• "How do I submit Superbills for reimbursement?" (Most insurance companies allow for Superbills to be submitted via their website; you may also consider using a service like R(https://reimbursify.com/)eimbursify)(https://reimbursify.com/).
Absolutely! We strive to make therapy accessible for everyone. We offer a Sliding Scale / Reduced Fee Agreement on a limited basis, determined by household income, financial hardships, and our schedule availability. Please note, Sliding Scale rates cannot be combined with insurance. If you need a Sliding Scale rate, email us or mention it during your free phone consultation. Rates are subject to change, but we will provide ample notice.
Our Financial Policy requires at least 24 hours advance notice to avoid fees for late cancellations and/or missed appointments.
We value your time AND we value our time.
Late cancellations and/or missed appointments ("No Call, No Show" or arriving 15 minutes late to a scheduled session) are subject to a fee up to 100% of the fee for each appointment type.
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